About Financial Tools: Empowering Your Financial Journey

Welcome to Financial Tools, your dedicated online platform designed to simplify complex financial calculations and empower you with the knowledge to make smarter money decisions. In an increasingly intricate financial world, understanding the nuances of loans, investments, and personal budgeting can be overwhelming. Our mission is to demystify these aspects, providing clear, accurate, and accessible tools for everyone, from first-time borrowers to seasoned investors.

Founded on the principle that financial literacy should be universally accessible, Financial Tools was created by a team of finance enthusiasts and technology experts. We recognized the gap between complex financial concepts and the average individual's need for straightforward answers. Our solution is a suite of intuitive calculators that provide instant insights, helping you plan for your future with confidence.

Our Core Values

Meet Our Tools

At Financial Tools, we are committed to being your reliable partner on your financial journey. We continuously strive to provide accurate, easy-to-use, and insightful tools that help you navigate your finances with confidence. Thank you for choosing us to assist you in achieving your financial aspirations.

Contact Financial Tools

We're here to help! Whether you have questions about our calculators, suggestions for new features, or need assistance with anything related to our tool, please don't hesitate to reach out. Your feedback helps us improve and serve you better.

Privacy Policy for Financial Tools

This Privacy Policy outlines how Financial Tools ("we," "our," "us") collects, uses, maintains, and discloses information collected from users ("you," "your") of the gamesdunia.store website ("Site") and its associated services. This policy applies to the Site and all products and services offered by Financial Tools.

1. Information We Collect

We collect information to provide better services to all our users. The types of information we collect depend on how you use our services.

• Non-Personal Identification Information: We may collect non-personal identification information about users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer, and technical information about users' means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information. This data is collected for analytical purposes to improve website performance and user experience.
• Personal Identification Information (Voluntary Submission): We may collect personal identification information from users only if they voluntarily submit such information to us. For example, when users fill out the contact form, they may provide their name and email address. This information is used solely for the purpose for which it was provided (e.g., to respond to inquiries). We do not collect any sensitive financial data entered into the calculators, as all calculations are performed client-side in your browser.
• Usage Data: We may also collect information on how the Service is accessed and used ("Usage Data"). This Usage Data may include information such as your computer's Internet Protocol address (e.g., IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers, and other diagnostic data. This helps us understand user behavior and optimize our website.

2. How We Use Collected Information

Financial Tools collects and uses your information for the following purposes:

• To Improve Our Site: We continually strive to improve our website offerings based on the information and feedback we receive from you.
• To Improve Customer Service: Your information helps us to more effectively respond to your customer service requests and support needs.
• To Personalize User Experience: We may use information in the aggregate to understand how our users as a group use the services and resources provided on our Site.
• To Send Periodic Emails: If you use our contact form, we may use the email address to respond to your inquiries, questions, and/or other requests. We do not send unsolicited emails.
• For Analytics and Performance: To monitor the usage of our Service, analyze trends, and detect, prevent, and address technical issues.

3. How We Protect Your Information

We adopt appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information (voluntarily submitted), and data stored on our Site. Our calculators operate client-side, meaning the financial data you input never leaves your browser and is not stored on our servers.

4. Sharing Your Personal Information

We do not sell, trade, or rent users' personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates, and advertisers for the purposes outlined above. We may use third-party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys, provided you have given us your explicit permission.

5. Cookies

Our Site may use "cookies" to enhance user experience. Your web browser places cookies on your hard drive for record-keeping purposes and sometimes to track information about them. Cookies are small text files placed on your device to remember your preferences, analyze site usage, and facilitate certain functions. You may choose to set your web browser to refuse cookies or to alert you when cookies are being sent. If you do so, note that some parts of the Site may not function properly.

We use cookies for:

• Website Functionality: To ensure the smooth operation of our calculators and navigation.
• Analytics: To understand how users interact with our site, which helps us improve its design and content.
• Advertising: To display relevant advertisements through third-party advertising partners like Google AdSense. These partners may use cookies to serve ads based on your prior visits to our website or other websites.

6. Third-Party Websites and Advertising

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors, and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites that have a link to our Site, is subject to that website's own terms and policies.

Our advertising partners, including Google AdSense, may use cookies to serve ads on our Site. Google's use of the DART cookie enables it to serve ads to users based on their visit to our Site and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google Ad and Content Network Privacy Policy.

7. Your Rights

Depending on your geographical location and applicable data protection laws (e.g., GDPR, CCPA), you may have certain rights regarding your personal data. These rights may include:

• The right to access the personal information we hold about you.
• The right to request correction of inaccurate or incomplete information.
• The right to request deletion of your personal information.
• The right to object to our processing of your personal data.
• The right to withdraw consent at any time where we relied on your consent to process your personal information.

To exercise any of these rights, please contact us using the details provided in the "Contacting Us" section below.

8. Changes to This Privacy Policy

Financial Tools has the discretion to update this Privacy Policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

9. Your Acceptance of These Terms

By using this Site, you signify your acceptance of this policy and our Terms & Conditions. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

10. Contacting Us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at:
Financial Tools
support@gamesdunia.store
456 Finance Street, Mumbai, Maharashtra, 400001, India

This document was last updated on July 10, 2025.

Terms and Conditions for Financial Tools

Welcome to Financial Tools! These terms and conditions ("Terms") outline the rules and regulations for the use of Financial Tools' Website, located at gamesdunia.store.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use Financial Tools if you do not agree to take all of the terms and conditions stated on this page.

1. Definitions

• "Service" refers to the EMI, Loan Eligibility, and SIP calculator tools and all related features provided by Financial Tools.
• "User," "You," "Your" refers to the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
• "Company," "We," "Us," "Our" refers to Financial Tools.
• "Website" refers to gamesdunia.store.

2. License to Use the Website

Unless otherwise stated, Financial Tools and/or its licensors own the intellectual property rights for all material on Financial Tools. All intellectual property rights are reserved. You may access this from Financial Tools for your own personal use subject to restrictions set in these terms and conditions.

You must not:

• Republish material from Financial Tools.
• Sell, rent, or sub-license material from Financial Tools.
• Reproduce, duplicate, or copy material from Financial Tools.
• Redistribute content from Financial Tools.
• Use this Website in any way that is or may be damaging to this Website.
• Use this Website in any way that impacts user access to this Website.
• Use this Website contrary to applicable laws and regulations, or in any way may cause harm to the Website, or to any person or business entity.
• Engage in any data mining, data harvesting, data extracting, or any other similar activity in relation to this Website.
• Use this Website to engage in any advertising or marketing.

3. User Responsibilities

By using our Service, you agree to:

• Provide accurate and complete information when using the calculators.
• Use the Service in compliance with all applicable laws and regulations.
• Not use the Service for any illegal or unauthorized purpose.
• Not to misuse the Service by knowingly introducing viruses, trojans, worms, logic bombs, or other material that is malicious or technologically harmful.
• Acknowledge that the calculators provide estimates only and are not a substitute for professional financial advice.

4. Content and Accuracy of Calculations

The calculations provided by Financial Tools are based on standard financial formulas and are intended for informational and estimation purposes only. While we strive for the highest accuracy, we do not guarantee the completeness, reliability, or absolute accuracy of the results.

The content on this Website is provided "as is." Financial Tools makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

5. Intellectual Property

Our website and all content on it, including text, graphics, logos, calculator logic, and software, are the property of Financial Tools and are protected by copyright, trademark, and other intellectual property laws. You may not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site.

6. Limitation of Liability

In no event shall Financial Tools, nor any of its officers, directors, and employees, be held liable for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract. Financial Tools, including its officers, directors, and employees, shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this Website.

7. Indemnification

You hereby indemnify to the fullest extent Financial Tools from and against any and/or all liabilities, costs, demands, causes of action, damages, and expenses arising in any way related to your breach of any of the provisions of these Terms.

8. Severability

If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.

9. Variation of Terms

Financial Tools is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review these Terms on a regular basis.

10. Governing Law & Jurisdiction

These Terms will be governed by and interpreted in accordance with the laws of the State of Maharashtra, India, and you submit to the non-exclusive jurisdiction of the state and federal courts located in Mumbai, Maharashtra, India for the resolution of any disputes.

11. Entire Agreement

These Terms constitute the entire agreement between Financial Tools and you in relation to your use of this Website, and supersede all prior agreements and understandings.

This document was last updated on July 10, 2025.

Disclaimer for Financial Tools

The information provided by Financial Tools on gamesdunia.store (the "Site") is for general informational purposes only. All information on the Site is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the Site or reliance on any information provided on the Site. Your use of the Site and your reliance on any information on the Site is solely at your own risk.

1. External Links Disclaimer

The Site may contain (or you may be sent through the Site) links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability, or completeness by us.

We do not warrant, endorse, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third-party websites linked through the Site or any website or feature linked in any banner or other advertising. We will not be a party to or in any way be responsible for monitoring any transaction between you and third-party providers of products or services.

2. Professional Advice Disclaimer

The Site cannot and does not contain financial, legal, or tax advice. The information is provided for general informational and educational purposes only and is not a substitute for professional advice. Accordingly, before taking any actions based upon such information, we encourage you to consult with the appropriate financial, legal, or tax professionals. We do not provide any kind of financial, legal, or tax advice. The use or reliance of any information contained on this site is solely at your own risk.

3. Testimonials Disclaimer

The Site may contain testimonials by users of our products and/or services. These testimonials reflect the real-life experiences and opinions of such users. However, the experiences are personal to those particular users, and may not necessarily be representative of all users of our products and/or services. We do not claim, and you should not assume, that all users will have the same experiences. Your individual results may vary.

The testimonials on the Site are submitted in various forms such as text, audio, and/or video, and are reviewed by us before being posted. They appear on the Site verbatim as given by the users, except for the correction of grammar or typing errors. Some testimonials may have been shortened for the sake of brevity where the full testimonial contained extraneous information not relevant to the general public.

The views and opinions contained in the testimonials belong solely to the individual user and do not reflect our views and opinions. We are not affiliated with users who provide testimonials, and users are not paid or otherwise compensated for their testimonials.

4. Fair Use Disclaimer

This Site may contain copyrighted material the use of which has not always been specifically authorized by the copyright owner. We are making such material available in our efforts to advance understanding of financial literacy, economic principles, and related topics. We believe this constitutes a "fair use" of any such copyrighted material as provided for in section 107 of the US Copyright Law. If you wish to use copyrighted material from this site for purposes of your own that go beyond "fair use," you must obtain permission from the copyright owner.

5. Changes to This Disclaimer

We reserve the right to amend this disclaimer at any time without any prior notice. The updated version will be indicated by an updated "Revised" date and the updated version will be effective as soon as it is accessible.

6. Contact Us

If you have any questions about this Disclaimer, please contact us at support@gamesdunia.store.

This document was last updated on July 10, 2025.

DMCA Policy for Financial Tools

Financial Tools ("we," "our," "us") respects the intellectual property rights of others and is committed to complying with the provisions of the Digital Millennium Copyright Act ("DMCA") and other applicable copyright laws. This policy outlines the procedures for reporting alleged copyright infringement and for submitting counter-notifications.

1. Reporting Copyright Infringement (DMCA Notice)

If you are a copyright owner or an agent thereof and believe that any content hosted on our website (gamesdunia.store) infringes upon your copyrights, you may submit a written notification ("DMCA Notice") to our Designated Copyright Agent with the following information:

• A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
• Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site.
• Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit Financial Tools to locate the material. Providing URLs is the best way to help us locate content quickly.
• Information reasonably sufficient to permit Financial Tools to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted.
• A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
• A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

2. Designated Copyright Agent

Please send all DMCA Notices to our Designated Copyright Agent at the following contact information:
Designated Agent: DMCA Compliance Team
Email: dmca@gamesdunia.store
Address: DMCA Agent, Financial Tools
456 Finance Street
Mumbai, Maharashtra, 400001
India

Upon receipt of a valid DMCA Notice, Financial Tools will promptly investigate the claim and take appropriate action, which may include removing or disabling access to the allegedly infringing material.

3. Counter-Notification

If you believe that material you posted on the Site was removed or access to it was disabled by mistake or misidentification, you may submit a counter-notification to our Designated Copyright Agent. Your counter-notification must include:

• Your physical or electronic signature.
• Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled.
• A statement under penalty of perjury that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled.
• Your name, address, and telephone number, and a statement that you consent to the jurisdiction of the federal district court for the judicial district in which the address is located, or if your address is outside of the federal judicial district, for any judicial district in which Financial Tools may be found, and that you will accept service of process from the person who provided the DMCA notification or an agent of such person.

Upon receipt of a valid counter-notification, Financial Tools may restore the removed material after 10-14 business days, unless the copyright owner files a court action seeking a court order to restrain the user from engaging in infringing activity.

4. Repeat Infringers

Financial Tools reserves the right to terminate the accounts of users who are determined to be repeat infringers of copyright.

This document was last updated on July 10, 2025.